A car warranty is sold by new and used car dealerships but the best policies are bought from the auto warranty company directly. In the end the thing that matters is that you purchase from a company that will go over the entire policy to help you no the ins and outs. The goods and the bads of the coverage you choose. The limits of liability and the caps should be made clear as well as the deductable and the waiting period. There are many levels of coverage and hopefully your agent will explain a few levels with you to see what is best for your position.

Almost every extended auto warranty has different levels of coverage: bumper to bumper, comprehensive, and powertrain/powertrain enhanced. How long each of these items are covered will be outlined in each and every extended car warranty. Coverage is measured in time and miles. Coverage ends when you do the miles or the time expired.

The bumper to bumper coverage in any extended auto warranty is designed to cover most mechanical systems in a vehicle as well as smaller details, such as mysterious squeaks and rattles. Due to the fact that bumper to bumper coverage is so thorough, it also tends to be the most expensive. This is doubly true on older vehicles and long term extended warranties.

Full Comprehensive warranties are a level below Bumper to Bumper. Besides covering the engine and transmision it may cover parts in the braking, cooling, A/C and electrical systems.

The powertrain section of an extended car warranty is designed to cover the motor, the transmission, and the drive axles. These components are subject to tremendous forces that it takes to propel vehicles, and thus are likely to experience wear and tear over time. It is also not a coincidence that these components tend to be the most expensive components contained within any motor vehicle. Thankfully, most extended auto warranties offer lengthy powertrain coverage that lasts longer than bumper to bumper or comprehensive coverage. There are also Product Warranties that promise to cover the engine and transmission if you use there products in your oiltank and transmission fluid.

These Product Warranties are not noticed as Vehicle Service Contracts by the VPA. Because of this most legitimate Auto Warranty Companies will not sell this coverage to their customers. In general Product Warranties should only be purchased if your vehicle qualifies for nothing else.