The American Express Gold Card has been around ever since I can remember. Growing up in the 1980s having this plastic gold card in your wallet was a real status symbol. Times have changed and other more prestigious cards have come out such as the Platinum Card. The Black Card has become some sort of an urban legend as well. These products have always represented some sort of affluence. Even though, other cards have been introduced, the American Express Gold Card remains to be one of the best reward credit card on the market. Take a look at some of the features and benefits that this card offers and decide if what they offer fits your lifestyle.

The Amex Gold Card has been known for its excellent reward offers ever since the inception of the rewards system. Today, you can earn 10,000 membership reward points as soon as you reach your fist $500 of spending within 3 months of being an account holder. You can use your points earned for gift certificates at restaurants and participating department stores. In addition to 10,000 bonus points, you will earn almost 1 point for every dollar that you spend on your card. Furthermore, American Express will offer you triple rewards for shopping at participating merchants that are available through their BonusPointsMall.com. Many American Express partners include but not limited to giants such as Home Depot, The Gap and Ticketmaster. You also get Gold Card Events which gives you exclusive tickets access to events such as concerts, sporting events, movies and shows.

You can redeem your rewards by contacting customer service or going to your on line account and following the instructions. Knowing that you can use your rewards points for all sorts of activities such as vacationing or restaurants will make you happy. Office expenditures that are reimbursed will rack up rewards for employed professionals. These rewards can than be used at a later date for fun activities such as dining out or taking a vacation.

Amex Gold Card account holders are required to pay their balance in full every month, so be prepared. No pre set spending limit is set, however, this does not mean that you can spend without limits. In order to determine your creditworthiness, Amex will look at your spending history, your credit as well as other resources. An extended payment plan is offered to those that qualify. The option to interest free or in the future with a low rate is up to you. There is also a $125 annual fee for the card. For the points, the fee is definitely worth it. If you pay your bill in full on time every month you will have rewards points coming out your ears ready to redeem on most anything that you can imagine. Lastly, remember to always use any credit card product responsibly or you will end up with big problems.